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55 Vyzantiou Street, Nicosia 2064

+357 22 258790

RISK DISCLOSURE STATEMENT


jknobel.com


J. Knobel Investor Services Limited – Tied Agent of Mega Equity Securities & Financial Services Public Ltd.


Last Updated: 24 November 2025


IMPORTANT – PLEASE READ CAREFULLY


Investing in financial instruments involves significant risk and may result in the total loss of your invested capital.


The value of investments can go down as well as up, and you may get back less than you originally invested – or nothing at all.


This Risk Disclosure Statement is provided by J. Knobel Investor Services Limited (Tied Agent Registration No. 32) acting exclusively under the full responsibility of Mega Equity Securities & Financial Services Public Ltd (CySEC Licence 011/03).


General Risks of Investing


  • Capital at Risk – You can lose all of the money you invest.


  • No Guarantee of Profit – Past performance is not indicative of future results and should never be relied upon when making investment decisions.


  • Market Risk – Prices of equities, bonds, ETFs, and derivatives can fall rapidly due to economic events, company performance, interest rate changes, geopolitical events, or market sentiment.


  • Liquidity Risk – Some instruments may be difficult or impossible to sell quickly at a fair price, especially in stressed market conditions.


  • Currency Risk – Investments denominated in foreign currencies will fluctuate with exchange-rate movements.


  • Leverage & Derivatives Risk – Derivatives (including futures and options) carry a high level of risk and are suitable only for clients with high risk tolerance and the ability to bear 100 % loss. Losses can exceed the initial amount invested.


  • Counterparty & Issuer Risk – You are exposed to the risk that an issuer or counterparty (including Mega Equity) defaults.


  • Interest Rate Risk – Bond prices generally fall when interest rates rise.


  • Concentration Risk – Investing in a small number of instruments or sectors increases the potential for large losses.


Specific Risks by Instrument Type (aligned with Mega Equity Product Governance Policy)


Instrument TypeKey RisksMinimum Required Client Profile (per Mega Equity)
Equities & ETFsHigh volatility, total loss possible, sector/company-specific eventsMedium–High risk tolerance, ability to lose 100 % of capital
Government & Investment-Grade BondsInterest-rate risk, inflation risk, credit-spread riskLow–Medium risk tolerance, ability to lose 100 % of capital
Corporate & Speculative-Grade BondsCredit/default risk, lower liquidity, higher volatilityMedium–High risk tolerance, ability to lose 100 % of capital
Derivatives (Futures / Options)Very high volatility, leverage magnifies losses, margin calls, total loss possible in short timeframesHigh risk tolerance only, ability to lose 100 % of capital, advanced knowledge


Target Market Warning

No financial instrument will be recommended to you unless you fall within Mega Equity’s positive target market and outside every negative target market (see summary in Annex A of the Investment Advice Addendum you signed).


No Capital Protection

None of the instruments distributed through Mega Equity benefit from capital protection or guaranteed returns unless explicitly stated otherwise in writing.


Suitability & Appropriateness

Investment advice is provided on a non-independent basis. We will only recommend instruments that are assessed as suitable for you based on your knowledge, experience, financial situation, and investment objectives. You remain responsible for the final investment decision.


Costs & Charges

All transactions are subject to commissions, custody fees, and other charges. Full details are contained in Mega Equity’s Ex-Ante Costs & Charges Disclosure (Appendix D) and the personalised disclosure you receive before each trade.


Acknowledgement

By engaging our services you confirm that you have read and understood this Risk Disclosure Statement and that you accept the risks involved.


Contact

J. Knobel Investor Services Limited

55 Vyzantiou Street, 2064 Nicosia, Cyprus

Phone: +357 22 258790 | Email: info@jknobel.com

Tied Agent No. 32 of Mega Equity Securities & Financial Services Public Ltd (CySEC 011/03)